Terms and Conditions

These are the general terms and conditions for use of this Website. The Website is operated and owned by Seabanc Insurance Brokers Pte Ltd. Please read these terms and conditions carefully. Your use of the Website will be subject to these terms and conditions. If you have any enquiries, please contact us.

Definitions

Seabanc Insurance Brokers Pte Ltd (198104816C) is a private limited company registered under the laws of Singapore. “Seabanc”, “We” or “Our” shall mean Seabanc Insurance Brokers Pte Ltd.

“Website” means any website owned and operated by Seabanc.

“Material” means the contents of the Website, including, but not limited to, text, graphics, logos, links, codes and data.

Copyright

All Material included in this Website is the property of Seabanc. By using the Seabanc Website, you consent to abide by all the Terms & Conditions of usage as set out below.

What you are permitted to do

You may only use the Website for personal use and information, and only in accordance with the terms set out herein. Additional terms may apply to the use of particular parts of the Website and products and services which are available from time to time.

What you are not permitted to do

Except as expressly set out in these terms, you are not permitted to: (i) make any copies of any part of the Website; or (ii) remove or change anything on the Website. You are only permitted to use the Website and anything available from the Website for lawful purposes, in compliance with all applicable laws, statutes and regulations relating thereto.

Intellectual Property Rights

All intellectual property rights in any material (including text, video, photographs and other images and sound, trademarks and logos) contained in the Website are owned by Seabanc. You are only permitted to use this Website and the Material contained in the Website as set out in these terms. You are not permitted to remove or change any copyright, trade mark or other intellectual property right notices contained in the original material or that printed off from the Website.

Information from the Website

(a) The Website contains information and Material of a general nature and should not be treated as comprehensive. You should take appropriate professional advice before relying on the information on the Website.

(b) Your use of the Website is on an “as is where is” basis and at your sole risk. On that basis, except as expressly set out in these terms, Seabanc is not responsible for any conditions, warranties or any other terms that bind Seabanc in any means in relation to the Website.

(c) You agree that the obtaining of any Material through the Website is carried out at your own risk and subject to clause (a) in this section, that Seabanc owes no liability to you in respect of any Material.

(d) Seabanc may change the format and content of the Website from time to time. You should refresh your browser each time you visit the Website to ensure that you download the most up to date version of the Website.

Limitation of Liability

At no time shall Seabanc be liable (whether for breach of contract, negligence or for any other reason) for any loss of profits, exemplary or special damages, loss of sales, loss of revenue, loss of goodwill, loss of any software or data, loss of bargain, loss of opportunity, loss of use of computer equipment, software or data, loss of or waste of management or other staff time, or for any indirect, consequential or special loss, howsoever arising. Additionally, Seabanc will not be liable for any action you may take as a result of relying on any information provided on the Website.

External Links

The Website may from time to time include links to external sites and co-branded pages. Seabanc has included links to these sites and co-branded pages to provide you with access to information and services that you may find useful or interesting. Seabanc is not responsible for the content of these sites and pages or for anything provided by them.

Viruses

Seabanc accepts no responsibility or liability for any damage to hardware or software caused to you by downloading material from the Website. You are to ensure that your computer has all necessary software to protect you from computer viruses.

Suspension and Termination of Service

Seabanc may suspend or terminate the operation of the Website at any time. Access to or use of the Website or any pages linked to it will not necessarily be uninterrupted or error free.